Leasing Programs

Built around how you move.

Every Gold Horse program starts with your operation — the freight you haul, the routes you run, and the cash flow you protect. Pick the structure, spec the truck, add the upfit. We handle the paperwork and the upkeep.

01 — Full-Service Lease

The set-it-and-forget-it option

One monthly payment, one phone number for everything. Best for operators who want maximum uptime with minimum admin.

New or late-model equipment
Scheduled maintenance & repairs
Registration & compliance support
Loaner equipment arrangements
Custom upfit included in the term

02 — Operating Lease

Flexibility without the lock-in

Lower commitment, shorter terms, and the option to upgrade as your fleet evolves. Ideal for growing businesses and seasonal peaks.

Flexible lease terms
Upgrade path as you grow
Budget-friendly monthly costs
Roadside support options
End-of-term options: buy, return, or renew

03 — Short-Term Rental

Coverage when you need it

Equipment in service or a contract that suddenly needs wheels? Rent by the day, week, or month — and apply rental toward a lease.

Daily, weekly & monthly rentals
Available across our truck types
Bridge coverage during service
Seasonal & project support
Rental credit toward a lease

How It Works

From first call to first load.

Step 1

Tell us what you haul

Freight, food, construction, crews — we'll ask about your routes, loads, and budget so the recommendation is built on your numbers, not a brochure.

Step 2

We spec the truck & upfit

Box truck or reefer? Day cab or sleeper? Lift gate or hooklift? We match the right platform and upfit to the work.

Step 3

Pick your term & payment

Full-service, operating, or rental — with terms that fit your cash flow. Straight numbers, no surprises.

Step 4

Drive. We handle the rest.

Maintenance, registration support, and one number to call when it matters. You run the business — we keep the truck rolling.

Good To Know

Straight answers, up front.

Who is Gold Horse Leasing for?

Fleet operators, owner-operators, food distributors, construction contractors, delivery companies — any business that needs dependable commercial trucks without tying up capital.

Can I customize the truck?

Yes. Reefers (Thermo King), lift gates, hooklifts, and custom bodies can be built into your lease or rental term.

What happens when the truck needs service?

Full-service leases include scheduled maintenance and repairs handled through the Schwartz Truck Center service team. One call and it's in the bay.

Is there a minimum term?

Short-term rentals run daily, weekly, or monthly. Leases are structured around your needs — ask us and we'll lay out the options.